In its simplest form, Credit When It’s Due, also known as reverse awarding of the associate’s degree or reverse transfer, is the process of awarding an associate’s degree to students who begin their education at the community college, transfer to a four year institution, and subsequently complete their associate’s degree requirements while working towards a bachelor’s degree.
While the benefits of earning and associate’s degree are many, perhaps the biggest benefit for UMBC students of having both an associates and bachelors degree is the increased marketability for competitive jobs and graduate school admission. Employers and graduate schools recognize the more comprehensive set of skills and aptitude that come with a dual degree holder.
While the requirements may vary by two-year institution, generally, you must have completed at least 15 credits at the community college and have earned or plan to earn at least 60 total combined credits between your community college and UMBC to be eligible.
There is no charge to fill out the form and complete the process. Additionally, there is no charge if you are awarded the degree. There may be some charges associated with participation in commencement activities at the community college, if that option is applicable.
As a first step, you will need to complete the Credit When It’s Due Application form which can be found on this website and submit it to the UMBC Registrar’s Office.
Upon receipt of your application, the Registrar’s Office will forward your official UMBC transcript to the designated community college so that your UMBC coursework may be considered for completion of the associate’s degree. You will receive an email from the Registrar’s Office confirming that your application has been received and that your information has been forwarded.
Your graduation audit will be conducted during the community college’s regular graduation review process timeline. Therefore, you may not hear from the community college for a period of time while all graduation applications are being processed. The community college will contact you when the review process is complete.
The community college will notify you directly about your degree status and, if applicable, commencement details.
Yes. We will have an advising specialist to help you select courses at UMBC that will meet the associate’s degree requirements as well as your UMBC bachelor’s degree requirement. You may also email firstname.lastname@example.org with your questions.
As stated previously, your application will be processed along with all graduation candidates for that semester at the community college. You may be contacted by the community college once the entire review process is complete.
The community college will contact you directly about commencement and any fees that may be associated with the ceremony.
No. Participation in Credit When It’s Due, does not impact your UMBC financial aid.
Yes, courses that you take at UMBC can be applied towards your bachelor’s degree even if they are also being used to satisfy your requirements for the associate’s degree.
Degree options vary by community college. Some community colleges offer a General Studies Degree while others offer a range of associate degree options. Details regarding specific options can be found on the Credit When It’s Due application form.
You do not have to return to your community college to complete courses if you can take them at UMBC. We will work with you to find UMBC courses that will transfer back and be accepted by the community college. In some cases it may be to your benefit to complete a course at the community college, however; we will work with you directly to make this decision.
When submitting your application form you must indicate which degree you are seeking on the form. You may also select to be evaluated for a general studies degree if the degree you are seeking is not feasible.
Yes! Earning your degree is a major accomplishment. When you submit the application form you are entered into the graduation term for the community college. The community college will send you information about upcoming commencement ceremonies.
No. You will be awarded the associates degree if your combined credits satisfy the community college degree requirements, and you meet all community college graduation requirements.
I think it has
given me a sense of accomplishment and I think there are people out there who might probably say the same.